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Which is the right savings account for you?

To help you choose, try to decide what matters more to you: earning higher interest, or being able to dip into your money if you need to.

Cash ISAs

Looking for a fixed return or flexible access? Save in the most tax-efficient way.

Cash ISA Saver

  • From 1.20% interest tax-free/AER (variable)
  • Includes a 0.20% fixed bonus for the first 12 months
  • Earn more interest on larger balances
  • Instant access and no charge for withdrawals

Save Well Limited Access ISA

  • Earn 3.20% / 3.25% interest tax-free/AER (variable)
  • This account has a 1 year term with interest paid monthly
  • Instant access with no charges for withdrawals, though taking money out will reduce your interest rate

18 Month Fixed Rate Cash ISA

  • 3.44% / 3.50% interest tax-free/AER (fixed)
  • Deposit a lump sum
  • Withdrawal charges apply
  • Interest rate is fixed for the whole term

2 Year Fixed Rate Cash ISA

  • 3.50% interest tax-free/AER (fixed)
  • Deposit a lump sum
  • Withdrawal charges apply
  • Interest rate is fixed for the whole term

3 Year Fixed Rate Cash ISA

  • 3.50% interest tax-free/AER (fixed)
  • Deposit a lump sum
  • Withdrawal charges apply
  • Interest rate is fixed for the whole term

Wealthify Stocks & Shares ISA

  • Start investing with no hidden costs and low fees
  • Choose a risk level, product, and if you want to invest ethically
  • Investing can mean your capital is at risk. Tax treatments depend on your individual circumstances and may change in the future

Instant access

Our most flexible way to save. Pay money in and take money out whenever you want.

Monthly Saver

  • Earn 5.00% interest gross/AER (fixed) for 12 months
  • Save between £25 to £250 each month
  • No charge for withdrawals
  • Only available to TSB current account customers

Savings Pots

  • 1.68% / 1.70% interest gross/AER (variable)
  • Includes a 0.50% AER fixed bonus for the first 12 months
  • Max of 5 Savings Pots and save up to £5,000 in each pot
  • Only available to TSB Spend & Save or Spend & Save Plus customers

Easy Saver

  • Starting from 1.10% interest gross/AER (variable)
  • Includes a 0.10% fixed introductory bonus for the first 12 months
  • Interest rate varies with account balance

eSavings

  • Starting from 1.10% interest gross/AER (variable)
  • Includes a 0.10% fixed introductory bonus for the first 12 months
  • Interest rate varies with account balance

Save Well Limited Access Account

  • 3.20% / 3.25% interest gross/AER (variable)
  • This account has a 1 year term with interest paid monthly
  • Instant access with no charges for withdrawals, though taking money out will reduce your interest rate

Fixed Rate Bonds

Lock your savings away for a set period and know exactly how much you’ll earn in interest at the end.

1 Year Fixed Rate Bond

  • 3.55% interest gross/AER (fixed)
  • Deposit a lump sum
  • No early withdrawals or early closure possible
  • Interest rate is fixed for the whole term

2 Year Fixed Rate Bond

  • 3.50% interest gross/AER (fixed)
  • Deposit a lump sum
  • No early withdrawals or early closure possible
  • Interest rate is fixed for the whole term

3 Year Fixed Rate Bond

  • 3.50% interest gross/AER (fixed)
  • Deposit a lump sum
  • No early withdrawals or early closure possible
  • Interest rate is fixed for the whole term

Cash ISAs

Looking for a fixed return or flexible access? Save in the most tax-efficient way.

Cash ISA Saver

  • From 1.20% interest tax-free/AER (variable)
  • Includes a 0.20% fixed bonus for the first 12 months
  • Earn more interest on larger balances
  • Instant access and no charge for withdrawals

Save Well Limited Access ISA

  • Earn 3.20% / 3.25% interest tax-free/AER (variable)
  • This account has a 1 year term with interest paid monthly
  • Instant access with no charges for withdrawals, though taking money out will reduce your interest rate

18 Month Fixed Rate Cash ISA

  • 3.44% / 3.50% interest tax-free/AER (fixed)
  • Deposit a lump sum
  • Withdrawal charges apply
  • Interest rate is fixed for the whole term

2 Year Fixed Rate Cash ISA

  • 3.50% interest tax-free/AER (fixed)
  • Deposit a lump sum
  • Withdrawal charges apply
  • Interest rate is fixed for the whole term

3 Year Fixed Rate Cash ISA

  • 3.50% interest tax-free/AER (fixed)
  • Deposit a lump sum
  • Withdrawal charges apply
  • Interest rate is fixed for the whole term

Wealthify Stocks & Shares ISA

  • Start investing with no hidden costs and low fees
  • Choose a risk level, product, and if you want to invest ethically
  • Investing can mean your capital is at risk. Tax treatments depend on your individual circumstances and may change in the future

Instant access

Our most flexible way to save. Pay money in and take money out whenever you want.

Monthly Saver

  • Earn 5.00% interest gross/AER (fixed) for 12 months
  • Save between £25 to £250 each month
  • No charge for withdrawals
  • Only available to TSB current account customers

Savings Pots

  • 1.68% / 1.70% interest gross/AER (variable)
  • Includes a 0.50% AER fixed bonus for the first 12 months
  • Max of 5 Savings Pots and save up to £5,000 in each pot
  • Only available to TSB Spend & Save or Spend & Save Plus customers

Easy Saver

  • Starting from 1.10% interest gross/AER (variable)
  • Includes a 0.10% fixed introductory bonus for the first 12 months
  • Interest rate varies with account balance

eSavings

  • Starting from 1.10% interest gross/AER (variable)
  • Includes a 0.10% fixed introductory bonus for the first 12 months
  • Interest rate varies with account balance

Save Well Limited Access Account

  • 3.20% / 3.25% interest gross/AER (variable)
  • This account has a 1 year term with interest paid monthly
  • Instant access with no charges for withdrawals, though taking money out will reduce your interest rate

Fixed Rate Bonds

Lock your savings away for a set period and know exactly how much you’ll earn in interest at the end.

1 Year Fixed Rate Bond

  • 3.55% interest gross/AER (fixed)
  • Deposit a lump sum
  • No early withdrawals or early closure possible
  • Interest rate is fixed for the whole term

2 Year Fixed Rate Bond

  • 3.50% interest gross/AER (fixed)
  • Deposit a lump sum
  • No early withdrawals or early closure possible
  • Interest rate is fixed for the whole term

3 Year Fixed Rate Bond

  • 3.50% interest gross/AER (fixed)
  • Deposit a lump sum
  • No early withdrawals or early closure possible
  • Interest rate is fixed for the whole term