Which is the right savings account for you?
To help you choose, try to decide what matters more to you: earning higher interest, or being able to dip into your money if you need to.
Cash ISAs
Looking for a fixed return or flexible access? Save in the most tax-efficient way.
Cash ISA Saver
From
1.20% Tax free/AER (variable)
Includes a fixed introductory bonus of 0.20% for 12 months
Instant access and no charge for withdrawals
Interest rate varies with account balance
Save Well Limited Access ISA
3.20% Tax free/3.25% AER (variable) in any month you don’t withdraw
0.49% Tax free/ 0.50% AER variable in any month you do withdraw
Instant access with no charges for withdrawals, though taking money out will reduce your interest rate
18 Month Fixed Rate Cash ISA
3.44% Tax free/3.50% AER (fixed)
Open an account from just £1
Withdrawal charge: equivalent to 135 days’ interest on the amount taken out or transferred
On maturity your Fixed Rate ISA will mature into a Cash ISA Saver without bonus
2 Year Fixed Rate Cash ISA
3.50% Tax free/AER (fixed)
Open an account from just £1
Withdrawal charge: equivalent to 180 days’ interest on the amount taken out or transferred
On maturity your Fixed Rate ISA will mature into a Cash ISA Saver without bonus
3 Year Fixed Rate Cash ISA
3.50% Tax free/AER (fixed)
Open an account from just £1
Withdrawal charge: equivalent to 270 days’ interest on the amount taken out or transferred
On maturity your Fixed Rate ISA will mature into a Cash ISA Saver without bonus
Wealthify’s Stocks & Shares ISA
Start investing with no hidden costs and low fees
Check on your investments 24/7 online or with Wealthify's app
Choose a risk level, product, and if you want to invest ethically
Investing can mean your capital is at risk. Tax treatments depend on your individual circumstances and may change in the future.
Instant access
Our most flexible way to save. Pay money in and take money out whenever you want.
Monthly Saver
Interest for 12 months
5.00% Gross/AER (fixed)
Pay in between £25 and £250 each month by standing order
Only available to TSB current account customers
Savings Pots
Each Pot pays
1.68% Gross/1.70% AER (variable)
Can only be opened with a Spend & Save or Spend & Save Plus account
Includes a fixed introductory bonus of 0.50% AER for the first 12 months
Maximum balance £5,000 per Pot
Easy Saver
Paid yearly from
1.10% Gross/AER (variable)
Includes a fixed introductory bonus of 0.10% for the first 12 months
Interest rate varies with account balance
eSavings
From
1.10% Gross/AER (variable)
Can only be opened with a Spend & Save or Spend & Save Plus account
Includes a fixed introductory bonus of 0.10% AER for the first 12 months
Maximum balance £5,000 per Pot
Save Well Limited Access Account
Paid monthly
3.20% Gross/3.25% AER (variable) in any month you don’t withdraw
0.49% Gross/ 0.50% AER variable in any month you do withdraw
Instant access with no charges for withdrawals, though taking money out will reduce your interest rate
Fixed Rate Bonds
Lock your savings away for a set period and know exactly how much you’ll earn in interest at the end.
1 Year Fixed Rate Bond
Interest of
3.55% Gross/AER (fixed)
Interest paid monthly or annually
Interest rate is fixed for 1 year from account opening.
Open an account from just £1.
No additional deposit or withdrawals allowed after funding window is closed.
2 Year Fixed Rate Bond
Interest of
3.50% Gross/AER (fixed)
Interest paid monthly or annually
Interest rate is fixed for 2 year from account opening.
Open an account from just £1.
No additional deposit or withdrawals allowed after funding window is closed.
3 Year Fixed Rate Bond
Interest of
3.50% Gross/AER (fixed)
Interest paid monthly or annually
Interest rate is fixed for 3 year from account opening.
Open an account from just £1.
No additional deposit or withdrawals allowed after funding window is closed.
Cash ISAs
Looking for a fixed return or flexible access? Save in the most tax-efficient way.
Cash ISA Saver
From
1.20% Tax free/AER (variable)
Includes a fixed introductory bonus of 0.20% for 12 months
Instant access and no charge for withdrawals
Interest rate varies with account balance
Save Well Limited Access ISA
3.20% Tax free/3.25% AER (variable) in any month you don’t withdraw
0.49% Tax free/ 0.50% AER variable in any month you do withdraw
Instant access with no charges for withdrawals, though taking money out will reduce your interest rate
18 Month Fixed Rate Cash ISA
3.44% Tax free/3.50% AER (fixed)
Open an account from just £1
Withdrawal charge: equivalent to 135 days’ interest on the amount taken out or transferred
On maturity your Fixed Rate ISA will mature into a Cash ISA Saver without bonus
2 Year Fixed Rate Cash ISA
3.50% Tax free/AER (fixed)
Open an account from just £1
Withdrawal charge: equivalent to 180 days’ interest on the amount taken out or transferred
On maturity your Fixed Rate ISA will mature into a Cash ISA Saver without bonus
3 Year Fixed Rate Cash ISA
3.50% Tax free/AER (fixed)
Open an account from just £1
Withdrawal charge: equivalent to 270 days’ interest on the amount taken out or transferred
On maturity your Fixed Rate ISA will mature into a Cash ISA Saver without bonus
Wealthify’s Stocks & Shares ISA
Start investing with no hidden costs and low fees
Check on your investments 24/7 online or with Wealthify's app
Choose a risk level, product, and if you want to invest ethically
Investing can mean your capital is at risk. Tax treatments depend on your individual circumstances and may change in the future.
Instant access
Our most flexible way to save. Pay money in and take money out whenever you want.
Monthly Saver
Interest for 12 months
5.00% Gross/AER (fixed)
Pay in between £25 and £250 each month by standing order
Only available to TSB current account customers
Savings Pots
Each Pot pays
1.68% Gross/1.70% AER (variable)
Can only be opened with a Spend & Save or Spend & Save Plus account
Includes a fixed introductory bonus of 0.50% AER for the first 12 months
Maximum balance £5,000 per Pot
Easy Saver
Paid yearly from
1.10% Gross/AER (variable)
Includes a fixed introductory bonus of 0.10% for the first 12 months
Interest rate varies with account balance
eSavings
From
1.10% Gross/AER (variable)
Can only be opened with a Spend & Save or Spend & Save Plus account
Includes a fixed introductory bonus of 0.10% AER for the first 12 months
Maximum balance £5,000 per Pot
Save Well Limited Access Account
Paid monthly
3.20% Gross/3.25% AER (variable) in any month you don’t withdraw
0.49% Gross/ 0.50% AER variable in any month you do withdraw
Instant access with no charges for withdrawals, though taking money out will reduce your interest rate
Fixed Rate Bonds
Lock your savings away for a set period and know exactly how much you’ll earn in interest at the end.
1 Year Fixed Rate Bond
Interest of
3.55% Gross/AER (fixed)
Interest paid monthly or annually
Interest rate is fixed for 1 year from account opening.
Open an account from just £1.
No additional deposit or withdrawals allowed after funding window is closed.
2 Year Fixed Rate Bond
Interest of
3.50% Gross/AER (fixed)
Interest paid monthly or annually
Interest rate is fixed for 2 year from account opening.
Open an account from just £1.
No additional deposit or withdrawals allowed after funding window is closed.
3 Year Fixed Rate Bond
Interest of
3.50% Gross/AER (fixed)
Interest paid monthly or annually
Interest rate is fixed for 3 year from account opening.
Open an account from just £1.
No additional deposit or withdrawals allowed after funding window is closed.